Smart routing and recovery
Recover more successful payments with retries, cascading, and method-aware routing.
Merchant of Record
Sell globally, without building a payments, tax, and risk operation.
FINBPM becomes the Merchant of Record for your SaaS, digital products, or marketplace. We run checkout, tax, fraud screening, disputes, refunds, and billing support so you can stay focused on product, growth, and customer experience.
Enter new markets faster. Reduce operational load. Improve conversion with local payment methods.
- Single integrationCheckout, subscriptions, invoices.
- Compliance built inTax workflows and records.
- MoR responsibilityWe take on key obligations.
- Finance-ready reportingClear exports for finance.
How we help
From checkout to settlement, owned end to end.
FINBPM runs the revenue layer behind every sale, so you stop stitching tools, vendors, and workflows together.
Checkout built for conversion
Cards, wallets, and bank methods with routing, retries, dunning, and a consistent experience.
Tax, invoicing, and evidence handled
Tax calculation and collection, compliant invoices, and audit-ready records.
Fraud, refunds, and chargebacks managed
Screening, disputes, and refund tooling aligned to MoR responsibility and agreed SLAs.
Billing support that stays off your roadmap
We resolve billing queries, manage refund windows, and keep your team focused on the product.
MoR model
Go global without becoming a payments, tax, and risk team.
FINBPM is the seller to the end customer as the Merchant of Record. You keep product ownership, pricing control, and brand experience. We take on the regulated and operational work that comes with selling globally.
Built for SaaS, digital goods, and marketplaces.
Use FINBPM when you are entering new regions, facing complex tax exposure, or you want one global checkout without stitching tools together.
What you keep
Brand, pricing, product, fulfilment, customer relationships, and go to market.
What we take on
Payment processing, tax and VAT compliance, fraud and chargebacks, billing support, and reporting outputs.
What changes operationally
A single integration point, consolidated reconciliation, and less internal firefighting across regions.
Platform
One platform. Not a patchwork.
A unified surface for billing, payments, and compliance, designed to be low lift for your team and seamless for your customers.
Subscriptions and invoices
Support one-off, recurring, usage, and invoiced flows with consistent reporting.
Tax and compliance
Rules, evidence, invoices, and remittance workflows built for global scale.
Reporting finance can reconcile
Exports, ledger-aligned events, and settlement clarity, without stitching five tools together.
Built for teams
Less firefighting across product, finance, legal, and support.
FINBPM reduces the surface area of revenue operations so your teams spend less time coordinating, and more time shipping and improving conversion.
Product
A single checkout surface that scales into new markets without rewriting payments.
Finance
Settlement reporting you can reconcile, exportable revenue events, and fewer gaps.
Legal & compliance
MoR shifts key obligations and produces the evidence and records your audits expect.
Support & ops
Billing support workflows with clear refund windows and dispute handling.
Ready to go live with Merchant of Record coverage?
Tell us your product, pricing model, and target markets. We will map the fastest path to go live.